What to Know Before You Test Drive...
When you finance or lease a new Kia model from our dealership, you will have the peace of mind knowing that you are getting a great deal from knowledgeable and friendly professionals. When you come to our dealership, our finance team will break down your options for Kia auto loans and leases and they can also help define some of the terms related to auto loans and lease agreements which you might not be familiar with.
Should You Finance With a New Kia Loan?
If your wish is to own a new Kia model or used car, then you might want to consider Kia financing, so that you can pay off your vehicle with a series of structured monthly payments with the ultimate goal of ownership. As very few of us can afford to pay for a vehicle in its entirety, financing can be a fantastic way to pay for your new car at a rate that fits your needs and your budget.
In order to get started on financing a new Kia, be sure to utilize our payment calculator, which allows you to input the total price of the vehicle, your desired down payment, loan term, and financing interest (APR); from there, the payment calculator will assess what your monthly payments will be going forward.
Be sure to also use our Value Your Trade tool, if you have a vehicle that you wish to trade in. The tool will give you a ballpark figure as to how much your pre-owned car in Lincoln or Smithfield is worth, which simply needs to be confirmed by our service center when you bring the vehicle in, and the appraised value of your car can go towards a down payment on your next vehicle. Typically, the more your vehicle is worth, and the more cash you have to put down, the lower your expected monthly payments will be.
Are You Looking for a Kia Lease Deal in Johnston?
If you cannot decide on one specific new Kia model, then you might enjoy leasing as an option. With a Kia lease agreement, you still contribute monthly payments and a down payment, but both of these figures are much lower as the endgame is not to own the vehicle, but to drive it for a pre-set number of miles and months which can be negotiated with your sales representative.
Your new Kia model will remain under warranty for the duration of the lease term and you simply need to turn in the vehicle once the lease is completed. After the car has been inspected to ensure that the mileage has not been exceeded and the vehicle remains in mint condition, you will have clearance to pick out the next new Kia model you wish to finance.
Get Started Online Today!
One final form you can fill out before you come to test drive is our handy finance application. Like the other forms, this one can be filled out right from the comfort of your own home in Providence, and it will allow you to secure pre-approval for a Kia loan or lease agreement. The form is completely confidential, with any personal info you disclose encrypted and never given to outside third parties without your consent.
After you gain pre-approval, our finance center will get right to work crunching some numbers and helping you finance or lease affordably with one of the many lending institutions we work with around the area. Let us be your allies during this important life purchase and start financing or leasing through our Johnston Kia dealership.
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